{"id":45266,"date":"2024-01-10T20:13:25","date_gmt":"2024-01-11T00:13:25","guid":{"rendered":"https:\/\/remote-expeditions.com\/?p=45266"},"modified":"2026-01-30T16:02:28","modified_gmt":"2026-01-30T21:02:28","slug":"monnaie-au-bresil-payer-au-guichet-echanger-de-largent-etc","status":"publish","type":"travel-guide","link":"https:\/\/remote-expeditions.com\/fr\/guide-de-voyage\/monnaie-au-bresil-payer-au-guichet-echanger-de-largent-etc\/","title":{"rendered":"Monnaie au Br\u00e9sil : Payer, ATM ; Echanger de l'argent, etc..."},"content":{"rendered":"<h2>Monnaie au Br\u00e9sil : Payer, ATM ; Echanger de l'argent, etc...<\/h2>\n<h2>Le Real br\u00e9silien (BRL)<\/h2>\n<h3>Your Guide to Brazil&#8217;s Currency<\/h3>\n<ul>\n<li><strong>Official Name:<\/strong> Brazilian Real (plural: Reais)<\/li>\n<li><strong>Symbol:<\/strong> R$<\/li>\n<li><strong>ISO Code:<\/strong> BRL<\/li>\n<li><strong>Banknotes:<\/strong> R$2, R$5, R$10, R$20, R$50, R$100, R$200<\/li>\n<li><strong>Coins:<\/strong> 5, 10, 25, 50 centavos and R$1<\/li>\n<li><strong>Key Detail:<\/strong> In Brazil, a comma (,) is used as the decimal separator and a period (.) is used for thousands. For example, <code>R$1.500,50<\/code> means one thousand five hundred Reais and fifty centavos.<\/li>\n<\/ul>\n<div class=\"image-gallery\">\n<p><em>Below are images of current Brazilian Real banknotes to help you become familiar with the currency.<\/em><\/p>\n<p>    <!-- Placeholder for banknote images --><br \/>\n    <img decoding=\"async\" src=\"placeholder_real_banknotes.jpg\" alt=\"A collection of colorful Brazilian Real banknotes, including R$2, R$5, R$10, R$20, R$50, R$100, and R$200 bills.\" style=\"width:100%;max-width:600px\" \/><\/p>\n<p><em>And here are the coins you will commonly use for smaller transactions.<\/em><\/p>\n<p>    <!-- Placeholder for coin images --><br \/>\n    <img decoding=\"async\" src=\"placeholder_real_coins.jpg\" alt=\"A display of Brazilian Real coins: 5, 10, 25, 50 centavos and the R$1 coin.\" style=\"width:100%;max-width:600px\" \/>\n<\/div>\n<h2>Comment payer : Cartes, esp\u00e8ces et num\u00e9rique<\/h2>\n<h3>Utilisation des cartes de cr\u00e9dit et de d\u00e9bit<\/h3>\n<ul>\n<li><strong>Acceptance:<\/strong> <strong>Visa<\/strong> et <strong>Mastercard<\/strong> are widely accepted in cities and major tourist areas. You may find that American Express and Discover are not as commonly taken, so it&#8217;s wise to carry a Visa or Mastercard as your primary card.<\/li>\n<li><strong>Always Choose BRL:<\/strong> When a card machine presents you with a choice to pay in your home currency or in Brazilian Reais (BRL), <strong>ALWAYS choose BRL<\/strong>. This process, known as Dynamic Currency Conversion, offers a poor exchange rate. Allowing your home bank to handle the conversion will result in significant savings.<\/li>\n<li><strong>&#8220;Cr\u00e9dito ou D\u00e9bito?&#8221;:<\/strong> This is the most common question you&#8217;ll hear when paying by card. &#8220;Cr\u00e9dito&#8221; refers to credit card transactions. For most international debit cards to work, you will also need to select the <strong>&#8220;Cr\u00e9dito&#8221;<\/strong> option. The &#8220;D\u00e9bito&#8221; option is typically reserved for local Brazilian debit cards.<\/li>\n<li><strong>Inform Your Bank:<\/strong> A crucial step before your departure is to notify your bank and credit card companies of your travel dates and destinations. This simple action helps prevent their fraud detection systems from flagging legitimate transactions and blocking your cards.<\/li>\n<\/ul>\n<h3>Utilisation d'esp\u00e8ces (Dinheiro)<\/h3>\n<p>Tandis que le Br\u00e9sil est assez convivial pour les cartes, l'argent liquide reste essentiel dans certaines situations.<\/p>\n<h4>When It&#8217;s Necessary:<\/h4>\n<ul>\n<li>Petits achats aupr\u00e8s de vendeurs ambulants, de kiosques de plage ou de march\u00e9s alimentaires locaux.<\/li>\n<li>Certains taxis peuvent n'accepter que les esp\u00e8ces, bien que la plupart des grandes villes acceptent d\u00e9sormais les cartes ou soient r\u00e9serv\u00e9s par le biais d'applications.<\/li>\n<li>Donner un pourboire directement aux personnes, comme les chasseurs d'h\u00f4tel ou le personnel d'entretien m\u00e9nager.<\/li>\n<li>Lors de d\u00e9placements dans des villes plus petites et plus isol\u00e9es o\u00f9 l'infrastructure de cartes peut \u00eatre moins fiable.<\/li>\n<\/ul>\n<h4>Meilleures pratiques :<\/h4>\n<ul>\n<li>Carry a mix of small bills, especially <strong>R$10, R$20, and R$50<\/strong> notes. This makes paying for small items much easier, as vendors may not have change for a R$100 or R$200 note.<\/li>\n<li>Pour votre s\u00e9curit\u00e9, \u00e9vitez de transporter de grosses sommes d'argent liquide. Utilisez le coffre-fort de votre h\u00f4tel pour y ranger l'exc\u00e9dent d'argent et ne prenez que ce que vous pr\u00e9voyez d'utiliser pour la journ\u00e9e.<\/li>\n<\/ul>\n<h3>Paiements num\u00e9riques et PIX<\/h3>\n<p><strong>What is PIX?:<\/strong> You will see QR codes for <strong>PIX<\/strong> everywhere. It is Brazil&#8217;s ubiquitous instant payment system, operated by the Central Bank, and is the preferred payment method for most locals, functioning similarly to Venmo or Zelle.<\/p>\n<p><strong>Availability for Tourists:<\/strong> As a tourist, using PIX for payments is generally not an option, as it requires a Brazilian bank account and a local tax ID (CPF). While some international digital banks like Wise are beginning to integrate features to send money to PIX accounts, this does not yet translate into a viable system for travelers to make point-of-sale payments. For now, rely on cards and cash. <\/p>\n<h2>Obtenir de l'argent : Guichets automatiques et bureau de change<\/h2>\n<h3>Using ATMs (Caixa Eletr\u00f4nico)<\/h3>\n<ul>\n<li><strong>Where to Find Them:<\/strong> For your safety, always prioritize using ATMs located inside secure environments like bank branches, large supermarkets, or shopping malls. Avoid using standalone ATMs on the street, particularly after dark.<\/li>\n<li><strong>Recommended Network:<\/strong> Look for the bright green or red logo of <strong>&#8220;Banco24Horas&#8221;<\/strong>. This is a vast, multi-bank ATM network found all over the country. They are generally reliable and compatible with most international card systems like Cirrus (Mastercard) and Plus (Visa).<\/li>\n<\/ul>\n<h4>Important Considerations:<\/h4>\n<ul>\n<li><strong>Fees:<\/strong> Be aware that you will likely incur two fees for each withdrawal: one from the local ATM operator (clearly displayed on screen before you confirm the transaction) and another from your own bank back home for using a foreign ATM.<\/li>\n<li><strong>Withdrawal Limits:<\/strong> Local ATMs impose their own daily withdrawal limits, often around R$1000. This may be lower than the limit set by your home bank, so plan accordingly if you need a larger amount of cash.<\/li>\n<li><strong>Operating Hours:<\/strong> As a security measure, many ATMs in Brazil are programmed to stop dispensing cash late at night, typically after 10 PM. It is best practice to plan your cash withdrawals for daytime hours.<\/li>\n<\/ul>\n<h3>Exchanging Money (C\u00e2mbio)<\/h3>\n<ul>\n<li><strong>Best Place to Exchange:<\/strong> Your best option for security and favorable rates is an official <strong>&#8220;Casa de C\u00e2mbio&#8221;<\/strong> (currency exchange office). These are commonly found in airports, shopping malls, and on busy commercial streets in tourist areas.<\/li>\n<li><strong>Airport Exchange:<\/strong> Rates at airport exchange counters are notoriously less competitive. If you need cash immediately upon arrival, exchange only a small amount (e.g., $50 USD) to cover your taxi and initial expenses, then exchange more at a Casa de C\u00e2mbio in the city.<\/li>\n<li><strong>Required Document:<\/strong> You are legally required to present your <strong>passeport<\/strong> to exchange money. Make sure you have it with you.<\/li>\n<li><strong>Currencies:<\/strong> US Dollars and Euros are the most easily exchanged foreign currencies and will offer the most competitive rates.<\/li>\n<li><strong>Safety Warning: NEVER<\/strong> exchange money with individuals who approach you on the street. This is illegal, and you face a very high risk of being scammed with counterfeit bills or short-changed. Only use official, licensed exchange offices.<\/li>\n<\/ul>\n<h2>Guide rapide sur les pourboires et le budget<\/h2>\n<h3>Tipping Etiquette (Gorjeta)<\/h3>\n<ul>\n<li><strong>Restaurants :<\/strong> A 10% service charge (&#8220;taxa de servi\u00e7o&#8221;) is almost always included on the bill. While technically optional, it is standard custom to pay it if the service was adequate. No additional tip is expected unless you received truly outstanding service.<\/li>\n<li><strong>Personnel de l'h\u00f4tel :<\/strong>\n<ul>\n<li>Porters: A tip of R$5 &#8211; R$10 per bag is appropriate.<\/li>\n<li>Housekeeping: It is thoughtful to leave R$10 &#8211; R$20 per day in your room at the end of your stay.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Tour Guides &amp; Drivers:<\/strong> Tipping for good service is customary and very much appreciated. For a private, full-day guide, a tip in the range of R$50 &#8211; R$100 is a good guideline.<\/li>\n<li><strong>Taxis\/Ride-Sharing:<\/strong> Tipping is not obligatory, but rounding up the fare to the next Real is a common and appreciated gesture. Ride-sharing apps like Uber allow you to add a tip directly through the application after your ride is complete.<\/li>\n<\/ul>\n<h3>Aper\u00e7u des co\u00fbts quotidiens<\/h3>\n<p>Pour vous aider \u00e0 budg\u00e9tiser, voici un aper\u00e7u des co\u00fbts typiques pour les articles courants dans une grande ville comme Rio de Janeiro. Les prix peuvent varier selon le lieu et l'\u00e9tablissement.<\/p>\n<ul>\n<li>Bottle of water (500ml) from a convenience store: R$3 &#8211; R$5<\/li>\n<li>A\u00e7a\u00ed bowl from a juice bar or beach kiosk: R$15 &#8211; R$30<\/li>\n<li>Caipirinha at a beach kiosk (barraca): R$15 &#8211; R$25<\/li>\n<li>Casual lunch (&#8220;prato feito&#8221; &#8211; a set meal): R$25 &#8211; R$45<\/li>\n<li>15-minute taxi or Uber ride (non-peak hours): R$15 &#8211; R$30<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Notre guide pratique de l'argent vous permettra de vous familiariser avec la monnaie br\u00e9silienne, les distributeurs automatiques de billets et les op\u00e9rations de change.<\/p>","protected":false},"featured_media":46169,"template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Currency in Brazil: Paying, ATM; Exchanging money, etc&#8230;","_seopress_titles_desc":"Master your travel expenses in Brazil with our extensive guide on using and understanding the Brazilian Real, ATM safety, payment methods, and tipping.","_seopress_robots_index":"","_seopress_analysis_target_kw":"currency in Brazil, paying with Brazilian currency, using ATMs in Brazil, exchanging money in Brazil, Brazilian real, accessing cash in Brazil, ATM fees in Brazil, currency exchange locations in Brazil, tips for exchanging money in Brazil, money exchange rates in Brazil"},"tags":[551,12],"article-type":[24795],"collection":[27285,27040],"continent":[24758],"country":[59],"class_list":["post-45266","travel-guide","type-travel-guide","status-publish","has-post-thumbnail","hentry","tag-brazil","tag-trip-planning","article-type-trip-planning","collection-jaguar-safari","collection-repull","continent-south-america","country-brazil"],"acf":[],"_links":{"self":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/travel-guide\/45266","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/travel-guide"}],"about":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/types\/travel-guide"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/media\/46169"}],"wp:attachment":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/media?parent=45266"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/tags?post=45266"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/article-type?post=45266"},{"taxonomy":"collection","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/collection?post=45266"},{"taxonomy":"continent","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/continent?post=45266"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/country?post=45266"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}