{"id":6797,"date":"2021-02-27T23:29:50","date_gmt":"2021-02-27T23:29:50","guid":{"rendered":"https:\/\/remote-expeditions.com\/?p=6797"},"modified":"2026-04-17T00:01:46","modified_gmt":"2026-04-17T05:01:46","slug":"argent-au-panama","status":"publish","type":"travel-guide","link":"https:\/\/remote-expeditions.com\/fr\/guide-de-voyage\/argent-au-panama\/","title":{"rendered":"Monnaie et argent au Panama"},"content":{"rendered":"<h2>Monnaie et argent au Panama<\/h2>\n<h3>Understanding Panama&#8217;s Currency<\/h3>\n<h4>Le syst\u00e8me de double monnaie : Balboa et dollar am\u00e9ricain<\/h4>\n<ul>\n<li>Panama&#8217;s official currency is the Panamanian Balboa (PAB).<\/li>\n<li>Crucialement, le Balboa est index\u00e9 sur le dollar am\u00e9ricain \u00e0 un ratio de 1:1.<\/li>\n<li>Le dollar am\u00e9ricain a cours l\u00e9gal et est utilis\u00e9 pour toutes les transactions en esp\u00e8ces. Vous ne verrez ni n'utiliserez de balboas en papier.<\/li>\n<li>Le Balboa existe uniquement en pi\u00e8ces de monnaie, qui sont identiques en taille et en valeur aux pi\u00e8ces am\u00e9ricaines (penny, nickel, dime, quarter). Vous recevrez des pi\u00e8ces Balboa en guise de monnaie.<\/li>\n<\/ul>\n<p>Pour toutes fins pratiques, vous pouvez simplement penser en dollars am\u00e9ricains tout au long de votre voyage. Le syst\u00e8me est con\u00e7u pour la simplicit\u00e9 ; les pi\u00e8ces de Balboa et les pi\u00e8ces am\u00e9ricaines sont utilis\u00e9es de mani\u00e8re interchangeable sans arri\u00e8re-pens\u00e9e.<\/p>\n<h4>Utiliser vos pi\u00e8ces<\/h4>\n<ul>\n<li>Vous accumulerez des pi\u00e8ces Balboa pendant votre voyage en effectuant des achats en esp\u00e8ces.<\/li>\n<li>Il est pr\u00e9f\u00e9rable de d\u00e9penser ces pi\u00e8ces avant de quitter le Panama, car elles sont tr\u00e8s difficiles \u00e0 \u00e9changer chez vous dans les banques ou les bureaux de change.<\/li>\n<\/ul>\n<h2>Argent liquide, carte de cr\u00e9dit ou carte de d\u00e9bit ?<\/h2>\n<h3>Utiliser de l'argent (dollars am\u00e9ricains)<\/h3>\n<p><strong>Best Bills to Carry:<\/strong> We recommend bringing clean, untorn US bills in small denominations ($1, $5, $10, and $20). These are easy to use everywhere.<\/p>\n<p><strong>Large Bills ($50 &amp; $100):<\/strong> These can be difficult to use, especially at small shops, local restaurants, and in rural areas. Many businesses are hesitant to accept them due to concerns about counterfeit currency. We advise breaking larger bills at a major bank or a large, modern supermarket shortly after you arrive.<\/p>\n<p><strong>When Cash is King:<\/strong> Cash is essential for many daily transactions. Be sure to have it on hand for:<\/p>\n<ul>\n<li>Taxis<\/li>\n<li>March\u00e9s locaux et vendeurs de cuisine de rue<\/li>\n<li>Small family-run restaurants, known as <code>fondas<\/code><\/li>\n<li>Tours et activit\u00e9s dans des zones recul\u00e9es (par exemple, les \u00eeles San Blas)<\/li>\n<li>Conseils pour les guides, les chauffeurs et le personnel h\u00f4telier<\/li>\n<\/ul>\n<h3>Utilisation des cartes de cr\u00e9dit et de d\u00e9bit<\/h3>\n<ul>\n<li><strong>Card Acceptance:<\/strong> Visa and Mastercard are widely accepted in mid-to-high-end hotels, restaurants, and large stores in cities like Panama City, Boquete, and Bocas del Toro town.<\/li>\n<li><strong>Less Common Cards:<\/strong> American Express and Discover are accepted much less frequently, so it is wise to have a Visa or Mastercard as your primary card.<\/li>\n<li><strong>IMPORTANT: Notify Your Bank:<\/strong> Before you depart, inform your bank and credit card companies of your travel dates and destinations. This simple step helps prevent your cards from being blocked due to automated fraud-prevention systems.<\/li>\n<li><strong>Dynamic Currency Conversion (DCC):<\/strong> If a payment terminal gives you the option to pay in your home currency or in USD, <strong>always choose USD<\/strong>. Your home bank will provide a more favorable exchange rate than the one offered by the terminal.<\/li>\n<\/ul>\n<h2>Acc\u00e9der \u00e0 votre argent : Guichets automatiques<\/h2>\n<h3>Disponibilit\u00e9 des guichets automatiques<\/h3>\n<ul>\n<li>ATMs, or <code>distributeurs automatiques de billets<\/code>, are readily available in cities, airports, and larger towns.<\/li>\n<li>Dans les r\u00e9gions \u00e9loign\u00e9es, sur des \u00eeles comme l'archipel des San Blas, et dans les petits villages, les distributeurs automatiques de billets sont souvent rares ou inexistants.<\/li>\n<\/ul>\n<p>We strongly advise you to withdraw sufficient cash <strong>avant<\/strong> traveling to these more remote destinations to cover your anticipated expenses.<\/p>\n<h3>Frais et limites de retrait<\/h3>\n<ul>\n<li>Attendez-vous \u00e0 payer des frais \u00e0 la banque locale panam\u00e9enne pour chaque transaction, g\u00e9n\u00e9ralement entre 5 $ et 7 $.<\/li>\n<li>Your home bank will likely charge its own foreign transaction and\/or ATM fee in addition to the local bank&#8217;s charge.<\/li>\n<li>La plupart des distributeurs automatiques ont une limite de retrait quotidienne, qui se situe souvent entre 250 $ et 500 $ par transaction.<\/li>\n<\/ul>\n<h2>Tipping Etiquette au Panama<\/h2>\n<h3>Restaurants et caf\u00e9s<\/h3>\n<ul>\n<li>Un pourboire de 10% est standard pour un bon service dans les restaurants.<\/li>\n<li>Always check your bill first. Some establishments, particularly in tourist-heavy areas, may automatically add a 10% service charge, often listed as <code>servicio<\/code> or <code>pourboire<\/code>. If this charge is included, no additional tip is necessary unless you received truly exceptional service.<\/li>\n<\/ul>\n<h3>Guides touristiques et chauffeurs<\/h3>\n<ul>\n<li><strong>Guides touristiques :<\/strong> For a full-day tour, a tip of $10-$20 per person is a good guideline to show appreciation for a knowledgeable guide.<\/li>\n<li><strong>Pilotes priv\u00e9s :<\/strong> For a driver hired for a full day, $10-$20 is appropriate. For shorter airport or hotel transfers, a few dollars is a welcome gesture.<\/li>\n<\/ul>\n<h3>Personnel de l'h\u00f4tel<\/h3>\n<ul>\n<li><strong>Porters\/Bellhops:<\/strong> $1-$2 per bag is customary.<\/li>\n<li><strong>M\u00e9nage :<\/strong> $2-$3 per day, left on the pillow or nightstand, is a thoughtful way to thank the staff.<\/li>\n<\/ul>\n<h3>Taxis<\/h3>\n<ul>\n<li>La pourboire n'est pas une coutume standard pour les chauffeurs de taxi au Panama.<\/li>\n<li>Cependant, arrondir le tarif au dollar le plus proche est un geste courant et appr\u00e9ci\u00e9.<\/li>\n<\/ul>\n<h2>Co\u00fbts typiques et budg\u00e9tisation<\/h2>\n<h3>Prix d'exemple<\/h3>\n<p>Pour vous aider \u00e0 planifier, voici un guide des co\u00fbts approximatifs pour les articles courants. Les prix peuvent varier en fonction du lieu et de l'\u00e9tablissement.<\/p>\n<ul>\n<li>National Beer (Balboa, Atlas): $1.50 &#8211; $3.00<\/li>\n<li>Cup of local coffee: $2.00 &#8211; $4.00<\/li>\n<li>Lunch at a <code>fonda<\/code> (local eatery): $5 &#8211; $8<\/li>\n<li>Dinner at a mid-range restaurant: $15 &#8211; $30 per person<\/li>\n<li>Short taxi ride within Panama City: $3 &#8211; $7<\/li>\n<\/ul>\n<h3>N\u00e9gociation<\/h3>\n<ul>\n<li>La n\u00e9gociation n'est g\u00e9n\u00e9ralement pratiqu\u00e9e et accept\u00e9e que sur les march\u00e9s artisanaux et de m\u00e9tiers d'art.<\/li>\n<li>Il ne convient pas aux supermarch\u00e9s, boutiques, magasins formels ou restaurants.<\/li>\n<li>Lorsque vous n\u00e9gociez, adoptez une attitude polie et amicale. L'objectif est g\u00e9n\u00e9ralement une petite r\u00e9duction raisonnable plut\u00f4t qu'une baisse de prix drastique.<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Ma\u00eetriser l'argent au Panama : Monnaie, guichets automatiques et options de paiement<\/p>","protected":false},"featured_media":46760,"template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"Currency &#038; Money in Panama","_seopress_titles_desc":"Mastering money in Panama: Currency, ATMs, and payment options","_seopress_robots_index":""},"tags":[26024,28186,561],"article-type":[24794],"collection":[27040],"continent":[24764],"country":[20],"class_list":["post-6797","travel-guide","type-travel-guide","status-publish","has-post-thumbnail","hentry","tag-currency","tag-money","tag-panama","article-type-practical-information","collection-repull","continent-central-america","country-panama"],"acf":[],"_links":{"self":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/travel-guide\/6797","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/travel-guide"}],"about":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/types\/travel-guide"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/media\/46760"}],"wp:attachment":[{"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/media?parent=6797"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/tags?post=6797"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/article-type?post=6797"},{"taxonomy":"collection","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/collection?post=6797"},{"taxonomy":"continent","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/continent?post=6797"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/remote-expeditions.com\/fr\/wp-json\/wp\/v2\/country?post=6797"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}