Illustration of various money exchange scenarios in city.


Argentina’s currency, the Argentine Peso (ARS), is your key to navigating this vibrant land. It’s as dynamic as the country’s landscapes, with values fluctuating like the peaks and valleys of the Andes.

Understanding the Exchange Rate

The Argentine Peso’s exchange rate can shift quicker than a gaucho’s gallop. Keep up-to-date with online converters to avoid any nasty surprises.

Cash vs. Card: What’s King in Argentina?

Cash remains the monarch here, particularly in smaller towns and remote areas. Credit cards, primarily Visa and MasterCard, are gaining acceptance in larger cities and tourist destinations, but their kingdom has limits.

Money Exchange

Finding Reliable Exchange Spots

Banks and official ‘Casa de Cambio’ are your safest bets for exchanging currency. Street dealers might offer tempting rates, but they’re as reliable as a chocolate teapot.

Airport Exchange: Yay or Nay?

Airport exchanges might be convenient, but they offer rates that could make even a spendthrift weep. Use them only if necessary.

The Exchange Rate Quandary: Official vs. Blue Dollar

In early 2024, the blue dollar rate sits higher than the official rate. While banks and ATMs operate at the official rate, you might hear whispers of the ‘blue rate’ in more clandestine corners. Websites like keep you updated on these fluctuating rates.

Western Union: A Tourist’s Secret Weapon

Western Union transfers can offer rates close to the blue dollar, especially in Buenos Aires. In smaller cities, though, be prepared for long lines and transaction limits.


ATMs in Argentina can be a bit of a wild ride. They’re available but come with their quirks and charges.

Fees and Limits: What to Expect

The withdrawal limit is typically ARS 15000 per transaction, but prepare for transaction challenges. Fees range from ARS 6000 to 8000, which can be a hard pill to swallow.

Location Matters: City vs. Rural Areas

In rural areas, ATMs can be as scarce as a desert mirage (like in El Chaltén and Calafate). Consider using cash-back services at local groceries or gas stations, which generally have a 10% fee – more reasonable than the ATM charges.


Tipping is an art form here, and it’s expected across several services.

Restaurants and Bars

About 10% of the bill is customary for good service. Paying this in cash is often appreciated.

Taxis and Personal Services

For taxi drivers, rounding up the fare is a small gesture that goes a long way. In spas and for other personal services, 15% is a good rule of thumb.


Where It’s Acceptable

Local markets and street vendors welcome bargaining. It’s part of the shopping ritual.

How to Do It Right

Start low, go slow, and meet in the middle. It’s a friendly negotiation, not a battle.

Emergency Funds

Accessing Money in a Pinch

Credit cards can be your financial lifeline in emergencies. But remember, not all foreign cards work seamlessly in Argentine ATMs.

Safety Tips for Carrying Cash

Spread your cash stash across different hiding spots. Think of it as your own personal treasure hunt.

Credit and Debit Cards

Where They’re Accepted

Credit cards find a home in larger establishments, especially in big cities. But be aware that most places add 10% of surcharge for card payments.

Foreign Transaction Fees Insight

Double-check with your bank about those pesky foreign transaction fees. They can nibble at your budget like a hungry capybara.

Average Daily Costs

For average daily costs expect to spend this for daily basics:

  • Backpackers : ARS 20000-50000
  • Midrange : ARS 50000-100000
  • High range: ARS 100000 and above.